Available on both Web and Mobile

Shaping the future of Payments

Purchase Cheap Data Bundles, Convert Airtime to Cash, Send, Receive, Request, Pay Bills, & Make Virtual Payments.

Available onApp Store

Available onPlay Store

Tobopay app dashboard with wallet balance, quick actions, and services

Features

Everything in one wallet

Send money, buy airtime and data, swap airtime to cash, pay bills, and spend with virtual cards.

Transfers

Send, receive & request

Transfer to Tobopay users, send to bank accounts, or request money

Airtime

Airtime & data

Buy airtime, cheap data bundles, and bulk recharge for every network

Swap

Airtime to cash

Convert airtime to wallet cash instantly with Airtime Swap

Bills

Bill payments

Pay electricity, cable TV, education, and betting wallets

Cards

Virtual cards

Create, fund, and manage cards for secure online payments

Wallet

Receive Money

With just a few clicks, you can quickly and easily transfer money between Tobopay accounts or send money to other bank accounts.

Tobopay wallet screen with balance and quick actions

Virtual cards

Virtual Dollar Card

Global subscriptions made easy with Tobopay Virtual Card! Manage and pay with ease, from anywhere in the world.

Bill payments

Pay Bills

No hassle! Make your bills payment with ease. Smartly schedule payments for your frequent or recurring bills

Airtime to cash

Instant Airtime to Cash

Airtime to cash, made easy with Tobopay! No more hassle, no more waiting. Get instant cash now!

Tobopay Swap Airtime screen for converting airtime to cash

Testimonials

What our users are saying

Find out how people use Tobopay for recharges, transfers, and everyday bill payments.

“Glad I found Tobopay. I buy airtime, send money, and pay electricity without switching apps.”

Adaeze M.

“Wallet transfers are fast and the app feels really clean. Highly recommend.”

Tunde O.

@tunde_o

“Registration was seamless and virtual card creation was smooth. Transfers go very fast.”

Chioma A.

“I'm a proud user of Tobopay!”

Emeka N.

@emeka_n

“Customer service is top notch and replies are fast. One of the best payment apps I have used.”

Blessing K.

“I love Tobopay! Makes recharging so easy. Life saver when I remember.”

Folake R.

@folake_r

FAQs

You have questions.

We have answers.

These are the most commonly asked questions about Tobopay.

All you need is your smartphone and a valid phone number or email to get started with Tobopay.

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