Privacy Policy

Last updated: 10th July 2026

Introduction

This Privacy Policy outlines Tobopay’s obligations to protect the personal information of its users in compliance with the Nigerian data protection laws. Personal information refers to any information that can be traced directly or indirectly to an individual. This policy applies to all users who have an account or use Tobopay’s services.

Collection of Personal Information

Tobopay collects personal information from users during the registration process and in the course of providing its services. This information includes but is not limited to name, phone number, email address, date of birth, transaction data, and other necessary personal information as may be required to comply with regulatory requirements.

Use of Personal Information

Tobopay may share personal information with third-party service providers in the course of providing its services. Such service providers are required to comply with data protection regulations and confidentiality agreements. Tobopay shall not sell, lease, or rent personal information to any third party without the consent of the user.

Protection of Personal Information

Tobopay is committed to ensuring that user personal information is secured against unauthorized access, alteration, disclosure, or destruction. Tobopay has implemented technical, administrative, and physical measures to safeguard personal information.

Access to Personal Information

Users can access, modify, or delete their personal information by logging into their Tobopay account or contacting Tobopay support. Tobopay shall make reasonable efforts to update or delete personal information as requested by users.

Retention of Personal Information

Tobopay shall retain personal information for as long as it is necessary to provide its services to users and comply with regulatory requirements. Tobopay shall delete personal information that is no longer necessary or by user request.

Changes to Privacy Policy

For inquiries or complaints regarding this Privacy Policy or Tobopay’s data protection practices, users can contact Tobopay support at helpdesk@tobopay.co.